At Allan Snelling LLP., we also understand how serious the mental and emotional impact of being in a car accident can be. Our experienced lawyers provide compassionate support to help you on your road to recovery. We offer guidance for dealing with insurance companies, helping you navigate complex legal issues, and providing emotional support during this difficult time.
It is not unusual for post-accident trauma to manifest itself as depression or anxiety; these symptoms may take weeks or even months to surface after an accident. Our team will fight diligently to ensure that compensation is provided for any psychological trauma suffered due to an auto accident.
We have years of experience advocating on behalf of those injured by careless drivers who are often uninsured or underinsured. If someone else’s negligence has caused you or a loved one to be injured in an accident, we are here for you. Our lawyers will work tirelessly to get the compensation you deserve and help put your life back on track.
We are here to help you recover and move on with your life. No one should have to suffer the physical, emotional, and financial repercussions of a car accident alone. Reach out today to learn how our experienced lawyers can help you begin the healing process.
What Should I Do After an Ottawa Car Accident?
Get medical treatment and document all your injuries. Immediately seek medical attention to ensure any injuries are treated as soon as possible. Be sure to get a full medical assessment of the extent of your injuries, including both physical and psychological trauma if applicable. Document everything related to your accident and keep copies of all records, such as doctor visits, test results, treatments prescribed, and more.
File an insurance claim with the at-fault driver’s insurer. Contact the at-fault driver’s insurance company immediately after confirming their coverage details. Fill out the insurance forms with accurate information about yourself, the accident, and any property damage or injuries you sustained because of it. It’s important to keep a copy of all the paperwork for your records.
Contact a lawyer. An experienced car accident lawyer can provide invaluable assistance in navigating the complexities of an insurance claim and other legal matters related to your accident, such as filing personal injury claims or seeking compensation for lost wages due to time off work for medical treatment. A skilled lawyer can help ensure that you get the full amount you are entitled to under the law.
Collect evidence and witnesses. Document everything you can about the accident, including details like where it happened, what happened, who was involved, and any contributing factors such as weather or road conditions at the time of the crash. Additionally, collect any evidence from the scene if possible, such as photos or video recordings. Try to get the contact information of any witnesses who observed the accident and make a note of their account of what happened.
Keep records and follow up regularly. On top of keeping copies of all paperwork related to your car accident, be sure to track any medical treatments, including doctor visits, medications prescribed, and therapies received. Additionally, keep in touch with the insurance company throughout the process to ensure they are processing your claim quickly and adequately. Most importantly, do not sign anything without consulting a lawyer first.
Stay organized. Staying on top of your paperwork, medical records, and other documents related to the accident is key to ensuring a successful outcome. Make sure you create a dedicated file for your case with all relevant information in one place. Regularly check on any developments and follow up promptly with any inquiries or tasks that need to be done. Additionally, stay in regular contact with your lawyer so they can provide valuable guidance throughout the process.
Seek compensation for damages and losses. If you sustained injuries or property damage because of another driver’s negligence, you have the right to seek compensation under Ottawa law. Contact an experienced car accident lawyer to discuss potential options for recovering damages and losses such as medical expenses, lost wages from missed work, and pain and suffering. Your lawyer can help you determine the types of compensation that may be available to you and guide you in filing a successful personal injury claim.
Monitor your well-being and seek ongoing medical treatment. Even if your injuries appear minor, be sure to visit a doctor or health care professional for an examination. Depending on the severity of the injury, you may need to take time off from work for recovery or follow up with physical therapy. Monitor your mental and emotional well-being as well - it is not uncommon for trauma victims to experience post-traumatic stress after an accident.
By taking these steps after a car accident in Ottawa – seeking medical attention, filing an insurance claim with the at-fault driver’s insurer, contacting a lawyer, collecting evidence and witnesses, and keeping records – you can ensure that your rights and health are protected. Following these steps will help you get the full amount of compensation you’re entitled to under the law.
Our Legal Team Can Assist You in Complex Insurance Claims
Have you been in a car accident and are wondering what to do next? Accident Benefits can help cover your medical expenses and other losses, so it’s important to understand the basics of filing an insurance claim.
First, if someone else was at fault for the car accident, you may be able to file a claim against their insurer. This is where determining liability becomes important – if you can prove the other driver’s negligence caused the accident, then you may be able to seek compensation from them.
Once you have determined who is responsible, it's time to investigate what type of compensation you could be entitled to. Accident Benefits will cover costs such as medical expenses, loss of income, and other losses.
The exact amount you are eligible for depends on the specific circumstances of your accident, so it’s important to speak with a lawyer or insurance representative who can assess your unique situation.
At this point, you're ready to start filing an insurance claim. It's recommended that you contact a personal injury lawyer, who will be able to help guide you through the process and ensure that all of your rights are protected. They can also work with insurers to get the maximum compensation available for your case.
Filing an accident benefits claim is not always easy, but understanding what steps to take can make things more straightforward. Knowing when and how to seek compensation is key to ensuring that you get the best possible outcome for your situation.
If you have any further questions about filing accident benefits claim, don't hesitate to get in touch with our personal injury lawyers who can provide the guidance and advice you need. With their help, you can make sure that all your legal rights are protected and that you receive the compensation you deserve.
Common Ottawa Car Accident Injuries
Injury cases resulting from car accidents in Ottawa can vary in severity and complexity. Common types of injuries that can occur include whiplash, back injuries, head trauma, broken bones, neck injuries, spinal cord damage, and even paralysis.
Injuries to the limbs can range from minor cuts and bruises to more severe fractures or dislocations. Additionally, emotional harm such as PTSD or depression may also be experienced following a car accident.
Whiplash is one of the most common injuries associated with Ottawa car accident cases. It occurs when one's neck is suddenly forced forward and then quickly snapped backward due to an impact in a crash. Symptoms often manifest immediately after the incident but may not surface until days or weeks later. Painful side effects of whiplash can include headaches, muscle spasms, dizziness, and neck stiffness.
Back injuries are also very common in Ottawa car accident cases. This type of injury usually occurs due to sudden impact or force applied to the spinal cord or back muscles. Common symptoms include lower back pain, numbness and tingling in the limbs, and a loss of control over some bodily movements. More severe back injuries can lead to permanent disability if not treated properly.
Head trauma is another consequence of car accidents that often leads to serious long-term medical complications. Traumatic brain injury (TBI) is the most common form of head trauma caused by a crash and it can have a range of physical, cognitive, and psychological effects on the victim. Symptoms may include nausea, confusion, headaches, loss of consciousness, and physical or mental impairment.
Fractures are another common injury that can occur with a car accident in Ottawa. These injuries usually involve broken bones due to the force from the impact of the crash. Depending on the severity of the fracture, they can range from minor breaks to more complex compound fractures which require multiple surgeries and rehabilitation.
Neck injuries are also one of the most common types of injuries associated with car accidents in Ottawa. They often involve muscle strain or ligament damage due to sudden jerking motions caused by an accident. Common symptoms include pain, stiffness, and limited range of motion in the neck area as well as possible nerve damage or spinal cord damage.
Damage to the spinal cord is also a possible consequence of car accidents in Ottawa. This type of injury can cause permanent paralysis and loss of sensation due to damaged nerve pathways in the spine. Depending on the extent of the injury, it can range from temporary weakness or numbness to more severe neurological damage that affects all four limbs.
Finally, emotional harm such as post-traumatic stress disorder (PTSD) or depression may also be experienced following a car accident in Ottawa. Victims may suffer from anxiety, panic attacks, nightmares, and other psychological symptoms because of their traumatic experiences.
Victims need to seek professional help immediately if they are experiencing any long-term mental health issues related to their accident.
Overall, Ottawa car accident injury cases can range from minor to severe and encompass a variety of physical, cognitive, and emotional aspects. Victims need to seek professional medical assistance and legal advice to ensure they can receive the care they need and the compensation they deserve.
The consequences of car accidents in Ottawa can be devastating and long-lasting. It is important for those who have been injured in an accident to take steps toward seeking proper medical attention as well as legal counsel to receive the best possible outcome for their situation.
With the right resources and support, survivors can move forward with their lives after experiencing such a traumatic event.
Common Accident Types
Head-on Collisions: One of the most common types of Ottawa car accidents is a head-on collision - where two vehicles, usually traveling in opposite directions, collide. This type of accident can occur when one vehicle crosses into oncoming traffic or when a driver loses control and veers across lanes. Unfortunately, this type of accident usually results in serious injuries due to the force and speed at which the cars impact each other.
Side-Impact Crashes: Also referred to as T-bone collisions, side-impact crashes occur when one car slams into the side of another car. These collisions often happen at intersections when one driver fails to yield the right of way or runs a red light. Due to their nature, side-impact collisions can cause severe injuries to the occupants of the vehicle that was struck.
Rear-End Accidents: Rear-end accidents are another common type of car accident in Ottawa. These occur when one car is traveling behind another and fails to slow or stop in time, resulting in a collision with the car ahead. Although these types of crashes often result in minor injuries, they can also be very serious if speeds were high at the time of impact.
Single Vehicle/Rollover Accidents: Single vehicle accidents are those that involve only one car and may involve an automobile hitting a tree, pole, guardrail, or other stationary objects. The most dangerous type of single-vehicle accident is a rollover crash - where the car flips over multiple times before coming to a stop. These types of accidents can cause serious injuries or death due to the occupant being ejected out of the car.
Multi-Vehicle Crashes: Multi-vehicle crashes occur when two or more vehicles are involved in a collision, such as pileups on highways and roadways. These types of collisions often result in major property damage and serious injuries due to the complexity of these crashes and the number of cars involved.
No matter what type of crash you were involved in, it is important to seek medical attention immediately following an accident and contact a personal injury lawyer if you feel someone else was at fault for your injuries. You may be eligible for compensation under Ontario's insurance laws. An experienced Ottawa car accident lawyer can help you determine if you have a claim and assist you in navigating the process.
Remember: Always wear a seatbelt, drive defensively, and never drink and drive. Doing so will help reduce your chances of being involved in an Ottawa car accident. We hope that this information has been helpful to understand the most common types of Ottawa car accidents and how to protect yourself from them.
Ottawa Auto Accident Insurance Claims Timelines
If you were in an accident, you may be eligible for injury compensation. To get the full amount of compensation you deserve, it’s important to take a few steps after your accident to ensure that all your rights are respected and that no deadlines are missed.
First, notify your insurance company within seven days of the car accident. Then apply for Ontario Accident Benefits within 30 days. Doing this will give you access to benefits such as medical treatment, wage replacement, and more. More importantly, it will make sure that any deadlines related to your claim against the party at fault or their insurance company are not missed – they must be started within two years of the incident.
At our firm, we understand how overwhelming it can be to deal with an insurance claim, especially after an accident. We want to make sure that you get the maximum compensation possible, and our injury lawyers are here to help you every step of the way. Don’t wait until it’s too late – contact us today for a free consultation and let us guide you towards receiving the compensation you deserve.
Remember: act quickly and decisively to make sure that you get full and fair compensation for your injuries! It’s time to safeguard your rights – contact us today and let our experienced personal injury lawyers fight for your legal rights!
Car Accident FAQs:
What is my Ottawa car accident claim worth?
In Ottawa, the amount of compensation that can be awarded in a car accident claim depends on several factors. These include the severity of the injury or injuries sustained, any financial losses suffered because of the accident, and any pain and suffering resulting from the incident.
The value of an Ottawa car accident claim is also based on medical expenses for treatment related to the incident. This includes costs for doctor appointments, hospital bills, medications, physical therapy sessions, etc. In addition to medical bills, lost wages due to being unable to work may also be considered when assessing how much should be compensated for a particular case.
It is important to note that other non-economic damages such as emotional distress and loss of enjoyment of life due to the accident may be eligible for compensation as well. However, these intangible damages can be more difficult to quantify and prove in court.
In addition to the above factors, insurance companies will often consider who was at fault for the accident when determining how much an Ottawa car accident claim should be worth. The amount of insurance coverage available is also a factor that can affect the total sum awarded in a case, as it sets a limit on how much compensation may be received regardless of other factors.
Finally, the legal experience and skill of your lawyer can play a role in assessing how much your car accident claim is worth. A good lawyer understands the law and knows what kinds of evidence are needed to prove the case and how to effectively argue for a higher settlement amount.
Understanding all these factors that can affect an Ottawa car accident claim is important in assessing how much compensation you may be able to receive. Consulting with a knowledgeable lawyer should help provide more clarity on what your case could potentially be worth.
How long will my Ottawa car accident case take?
The timeline for an Ottawa car accident case can vary greatly depending on the complexity of your situation and the amount of negotiation and paperwork involved. You can expect a basic case to take anywhere from three to six months. More complex cases, involving multiple parties or extensive documentation, may last up to two years or longer.
Certain factors affect how long your case may take, such as the availability of witnesses and investigating authorities, the extent of damage caused by the accident, whether you require medical attention after the incident, and if there is a dispute between the parties over who is at fault.
If any legal proceedings become necessary due to a disagreement between parties or incorrect information provided in an insurance claim form, this will also add to the timeline of your car accident case.
The ability of both parties to negotiate an agreement between themselves can also influence the overall timeline. A settlement reached through negotiation will usually take less time than if legal proceedings occur, so it is important to work with a lawyer who is experienced in dealing with these sorts of cases and negotiating fair settlements for their clients.
To learn more about how long your specific case may take, consider speaking with an experienced personal injury lawyer today. They will be able to provide insight into all aspects of your situation and help you understand the steps that must be taken to seek justice.
What evidence is required to prove my car accident case?
To prove an Ottawa car accident case and be successful in receiving compensation, it is important to have all the evidence required. This can include medical records, witness statements, photos of the crash scene, damage assessment reports, and police reports.
Medical Records: Having a comprehensive record of your medical treatment related to the accident is essential for proving that you were injured because of the collision. All medical bills and diagnostic tests should be included in your documents. A doctor’s report or any other form of correspondence from healthcare providers will also come in handy when filing a claim.
Witness Statements: When someone else witnessed the accident or saw its aftermath, obtaining their sworn statement can help build your case. Their opinion and observations of the accident can be extremely helpful in proving that someone else was negligent.
Photos of the Accident Scene: Photos of the scene and damage to each vehicle can help provide visual evidence to support your case. If possible, you should also try to take pictures of any skid marks or other signs that may indicate how the crash occurred.
Damage Assessment Reports: In most instances, a professional mechanic will need to assess any damages caused by the accident to determine how much compensation is owed. These reports should be included with all other documents when filing a claim.
Police Reports: A police report typically contains an officer’s description of what took place at the scene, including where the vehicles were located, the extent of the damage, and any statements made by witnesses or drivers. The report can also help determine who was at fault for the accident.
By preparing this evidence, you will be able to confidently prove an Ottawa car accident case and receive fair compensation for your injuries and other damages. If you are uncertain about how to gather these documents, contact a personal injury lawyer who can help get all of your paperwork in order so that you don’t miss out on getting the full amount of compensation you deserve.
Can I report my accident if more than 24 hours have passed since the event?
It's important to remember that when you're involved in an auto accident in Ontario, reporting to the collision centre within 24 hours is a legal requirement. Failure to do so can result in serious penalties, including charges of leaving the scene of the accident. The sooner you report, the easier it will be for authorities to investigate and determine who was at fault.
If you are unable to make it to a collision centre within 24 hours due to extenuating circumstances, you must contact your local police station and provide written notice as soon as possible. Providing this information may help lessen any potential charges or penalties if there is a reasonable explanation for why you were not able to report within 24 hours.
It’s also important to note that the collision centre you report to must be close to where the accident happened – so make sure you know the closest one before an incident occurs. Doing your research and being prepared can go a long way in ensuring that if you are ever involved in an auto accident, you will be able to respond appropriately and quickly, without having to worry about any potential legal repercussions.
Overall, it’s essential that if you get into an auto accident in Ontario, you take the time to report it as soon as possible by visiting the nearest collision centre or contacting your local police station. Doing this promptly is essential for keeping everyone safe, complying with local laws, and avoiding any potential legal consequences.
By having an experienced legal advocate on your side, you can rest assured that your car accident case will be dealt with efficiently and thoroughly, allowing you to focus on recovering from any injuries sustained in the incident.
With their assistance, you can get the peace of mind of knowing that your rights are being protected throughout each stage of the process. With the right preparation and guidance, it is possible to have a successful resolution to your Ottawa car accident case promptly.
Frequently Asked Questions
Three weeks ago I was at a retail store and tripped over winter matting near the entrance. I fell and broke my wrist. Today an Insurance adjuster called me. He said I was responsible to look where I was walking but he offered me $5000.00 to help me out as I have been off work. I am on sick leave and have not lost any income. Is there any reason not to just take the money?
Plenty of Reason. Leaving aside what happened, and what you might be entitled to recover as a result of your injuries, it is always a good idea to consult with a Lawyer before taking a settlement proposed by an insurance company. Insurance adjusters work for Insurance companies and they do not approach a settlement based on what you are entitled to. They offer money based on the risk of what you might receive by way of an award. Generally, they will try and settle a claim or potential claim for as little as they reasonable can in order to close off a risk.
A Lawyer will work for you. Many Lawyers offer a free consultation. I find I ask a lot of questions and do a lot of listening during a consultation. I try to give my client an understanding of the legal issues arising in their circumstances, and what the options are going forward.
Assert your rights. Over the years I have come to understand that people almost always benefit from at least consulting with a Lawyer before trying to settle with an insurance company. There is a significant imbalance between a lone individual and a huge insurance company. A Lawyer has the knowledge to help level the playing field. In my experience insurers will see a greater risk when dealing with an injured person who is represented by a Lawyer. Greater risk to insurers leads to better settlements.
What if I or the other driver don't have insurance?
Answer: Ontario's auto insurers provide accident benefits and liability insurance. The accident benefits claim and the tort claim both work together toward covering your losses stemming from the accident. So, what happens when one of the parties involved doesn't have insurance? I've listed the most common scenarios:
A rear-ends B. A doesn't have insurance. B does have insurance:
The standard Ontario insurance policy includes coverage in-case the at-fault party is uninsured or underinsured. B's insurer would be on the hook for the accident benefits and the damages caused by the at-fault party as well (tort claim).
A strikes B (a cyclist). A has insurance. B doesn't have insurance:
In this case, it's up to A's insurer to provide both accident benefits in addition to compensation for the damages caused by A.
A is a pedestrian struck by driver B. A is injured. Neither A nor B have insurance:
In this circumstance, plaintiffs turn to the Motor Vehicle Accident Claims Fund. The fund may provide:
- Accident benefits
- Death and funeral benefits
- Compensation for personal injury or property damage (except for vehicles)
Although the fund does not work exactly like an insurer, it does provide a safety net for injured parties with no accessible insurance policy.
Need a Personal Injury Lawyer? Contact a licensed professional today and get your FREE no obligation consultation.
I was injured in a car accident which was not my fault more than 3 years ago. I have just learned that as a result of my injuries I will need surgery and may never be able to work again. Before learning this from my doctor I had believed my injuries were not that serious and I would fully recover. Can I sue the driver that hit me?
Limitations and their exceptions
That is a complicated question. Generally speaking, although there are exceptions, you may commence an action for damages in Ontario anytime up to 2 years after an event, or after you reasonably learned of the consequences of an event. If you know of the consequences of an event where you suffered injuries or losses, you generally lose your right to sue as of the second anniversary of the loss.
There are various exceptions to this rule. Recently, the Ontario Government has abolished limitation periods for victims of sexual assault.
Furthermore, limitations generally don’t apply to people under a legal disability, and that includes minors (people under the age of 18).There is also a legal doctrine of discoverability. Discoverability provides that a limitation period does not begin to run against a person until that person knew or ought to have known of a loss, and in some cases the extent or seriousness of a loss can be an issue.
What should you do?
The first thing you should do is get legal advice from a Lawyer as soon as you become aware that something has happened. There are other shorter limitation periods including notice periods which can be just a few days, arising in some circumstances. A Lawyer can give you advice and help you pursue your rights as appropriate.
Secondly, even if you think too much time has gone by, you should consult with a Lawyer. If circumstances provide an exception to the usual limitation periods, a Lawyer will be able to advise you of this fact and advocate on your behalf.
All cases are specific to their facts and the above information should not be relied upon to determine rights in particular circumstances. Lawyers often provide no obligation free and confidential consultations to prospective clients. So it is a good idea to seek out legal advice from a Lawyer if you have any doubt or questions about your rights.